Buyer Useful Information

When starting the process of purchasing a home, the first step would be to contact a lender.    The lender will provide you with the amount you can qualify for when searching for a home.      This amount is usually higher than you are comfortable with payment-wise.    Be sure to stay within your comfort level for the monthly house payment.

If you find errors on your credit report, here are some numbers for you to contact them, and get these errors corrected.

The three credit bureaus are:

Equifax       1-800-525-6285

Experian     1-888-397-3742

TransUnion   1-800-680-7289

You have a right to view your credit report yearly --- call your free report today!   Here is a web site you can order your own credit report by reporting agency:
www.annualcreditreport.com



If you would like to know your FICO score --- there is a small fee associated with this report - but you can find it:

www.myfico.com


If you would like to pull a free credit report - here is a great web site to visit:

www.freecreditreport.com